Terms of Use

Last Updated: May 19, 2026

1. Acceptance of Terms

By accessing or using any application, website, or service operated by Big Monk Games ("Company," "we," "us," or "our") — including the Daily Stoicism mobile app (collectively, the "Services") — you agree to be bound by these Terms of Use and our Privacy Policy.

If you do not agree to these Terms, do not use the Services.

You must be at least 13 years old, and at least the age of digital consent in your jurisdiction, to use the Services. Some Services may have a higher minimum age noted in the App Store listing or in-app.

2. Description of Services

Big Monk Games provides mobile applications, web applications, software tools, and related digital services that may include:

  • Interactive entertainment and personal-development content

  • Community feeds where users may share short written reflections

  • Data analysis and predictions

  • AI-assisted features

  • Productivity or business tools

  • Subscription-based premium features

Some features may use automated or artificial intelligence systems to generate content, insights, or responses.

Important: Any AI-generated output is provided for informational and entertainment purposes only and may not be accurate or appropriate for all situations.

3. Accounts

Some features may require you to create an account.

You agree to:

  • Provide accurate information

  • Maintain the security of your credentials

  • Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Subscriptions and Payments

Auto-Renewable Subscriptions

Certain features may be offered via auto-renewable subscriptions.

If you purchase through Apple:

  • Payment is charged to your Apple ID at confirmation of purchase

  • Subscription automatically renews unless canceled at least 24 hours before the end of the current period

  • Your account will be charged for renewal within 24 hours prior to the end of the current period

  • You can manage or cancel subscriptions in your Apple ID account settings

If you purchase through web billing providers (such as Stripe):

  • Billing terms are presented at checkout

  • Subscriptions renew automatically unless canceled before the renewal date

  • You may manage billing in your account settings

Prices and features may change with reasonable notice where required by law. Headline pricing for subscription plans reflects the amount you will be billed at the cadence shown (e.g., a yearly plan billed annually displays the annual price as the headline). Any per-month equivalents shown are for comparison only and are not the amount charged at each billing event.

5. Free Trials and Promotions

We may offer free trials or promotional pricing.

Unless otherwise stated:

  • Trials convert to paid subscriptions automatically at the end of the trial period

  • You must cancel before the trial ends to avoid charges

  • We reserve the right to modify or terminate promotions at any time

6. Refunds

Refunds are handled according to the platform through which you purchased:

  • Apple purchases: Managed by Apple under Apple's standard refund policy

  • Web purchases: Managed according to our billing provider's policies

Except where required by law, all payments are non-refundable.

For support, contact support@bigmonkgames.com.

7. User-Generated Content and Community Conduct

Some Services — including the Daily Stoicism community feed — allow you to submit content such as short written reflections, profile information, messages, or other materials ("User Content"). The following terms apply to all User Content.

7.1 Zero Tolerance for Objectionable Content and Abusive Behavior

We have a zero-tolerance policy for objectionable content and abusive users. You agree that you will not post, upload, transmit, or otherwise submit any User Content that:

  • Is unlawful, harassing, threatening, bullying, intimidating, or hateful

  • Promotes violence, self-harm, terrorism, or illegal activity

  • Is sexually explicit, pornographic, or sexualizes minors in any way

  • Is defamatory, libelous, or knowingly false

  • Infringes any intellectual property, privacy, publicity, or other right of any person

  • Impersonates any person or entity, or misrepresents your affiliation with any person or entity

  • Constitutes spam, advertising, chain communications, pyramid schemes, or other commercial solicitation

  • Contains malware, viruses, or any code designed to disrupt, damage, or limit any software or hardware

  • Encourages or facilitates any of the above

You also agree that you will not engage in abusive behavior toward other users, including harassment, stalking, doxxing, or coordinated brigading.

7.2 License You Grant to Big Monk Games

You retain ownership of your User Content. By submitting User Content, you grant Big Monk Games a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to host, store, reproduce, display, distribute, modify (for formatting and moderation purposes), and create derivative works of your User Content solely for the purpose of operating, providing, and improving the Services.

You represent and warrant that:

  • You own or have all necessary rights to submit your User Content and to grant the license above

  • Your User Content does not violate these Terms or any applicable law

  • Your User Content will not infringe the rights of any third party

7.3 Moderation Rights and 24-Hour Response

We may, at our sole discretion and without notice, remove, modify, hide, or restrict any User Content and suspend or permanently terminate any account that violates these Terms or that is reported by other users.

We act on reports of objectionable content within 24 hours. Action may include:

  • Hiding or removing the reported content from the community feed

  • Suspending or permanently banning the user who submitted the content

  • Reporting the user or content to law enforcement where required by law

We are not obligated to retain, host, or display any User Content and may remove it at any time without notice.

7.4 In-App Safety Tools

The Daily Stoicism app provides the following tools so you can control your experience:

  • Report content. Every reflection in the community feed includes a "Report" action that immediately flags the content for review and hides it from your feed pending action.

  • Block users. Every reflection includes a "Block this user" action. Blocking immediately and permanently hides all content from that user, and is fully reversible by the user who initiated the block.

  • Remove your own content. You may delete any reflection you have posted at any time.

  • Contact us. To report abuse, harassment, or any other concern outside the in-app flow, email support@bigmonkgames.com. We respond within one business day.

7.5 No Reliance; No Pre-Screening

User Content reflects the views of individual users, not the views of Big Monk Games or Daily Stoicism. We do not pre-screen User Content and are not responsible for any User Content submitted by users. You acknowledge that by using the community feed, you may be exposed to content that you find offensive, indecent, or objectionable, and you assume all risk associated with that exposure.

8. Acceptable Use

In addition to the User Content rules in Section 7, you agree not to:

  • Use the Services for unlawful purposes

  • Reverse engineer, decompile, or attempt to extract source code from the Services

  • Scrape, copy, or harvest data from the Services at scale

  • Interfere with the security, integrity, or operation of the Services

  • Circumvent paywalls, subscription systems, or access controls

  • Use automated systems (bots, scrapers, agents) to abuse the Services

  • Create or maintain multiple accounts to evade a block, suspension, or ban

  • Resell, rent, or sublicense access to the Services

We may suspend or terminate access for violations.

9. Intellectual Property

All content, software, algorithms, designs, trademarks, and branding associated with the Services — excluding your User Content — are owned by Big Monk Games or its licensors and are protected by United States and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services for personal, non-commercial use (or, where applicable, internal business use).

You may not:

  • Reproduce

  • Redistribute

  • Create derivative works

  • Commercially exploit

any part of the Services without our prior written permission.

10. Important Disclaimers

10.1 No Professional Advice

Content provided through the Services (including AI-generated content, predictions, analytics, philosophical reflections, and community contributions) is:

  • For informational and entertainment purposes only

  • Not medical, mental-health, financial, legal, betting, or professional advice

  • Not guaranteed to be accurate, complete, or appropriate for your situation

You are solely responsible for decisions you make based on the Services. If you are in crisis or need professional help, please contact a qualified professional or your local emergency services.

10.2 Risk Activities

Where applicable (for example sports predictions or analytics):

  • Outcomes are not guaranteed

  • Activities such as sports wagering involve risk of financial loss

  • You must comply with all laws applicable to you and your jurisdiction

11. Service Availability

We strive to keep the Services available but do not guarantee uninterrupted operation.

We may:

  • Modify features

  • Suspend access for maintenance or other reasons

  • Discontinue any part of the Services

at any time, with or without notice, without liability.

12. Termination

We may suspend or permanently terminate your access at any time, with or without notice, if you violate these Terms, including the User Content rules in Section 7.

You may stop using the Services at any time. To delete your account, use the in-app account-deletion option or email support@bigmonkgames.com.

Upon termination:

  • Your license to use the Services ends

  • Subscription obligations remain until properly canceled through the original billing platform

  • Data handling follows our Privacy Policy

  • Sections that by their nature should survive termination (including Sections 7.2, 9, 10, 13, 14, and 16) will survive

13. Limitation of Liability

To the maximum extent permitted by law:

The Services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

Big Monk Games shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Financial losses

  • Lost profits

  • Loss of data

  • Service interruptions

  • Decisions made based on AI, analytical, or community-generated output

  • Acts or omissions of other users, including User Content posted by other users

In no event shall our aggregate liability to you exceed the greater of (a) the amount you paid us in the twelve months preceding the claim, or (b) one hundred U.S. dollars (US $100).

Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions, our liability is limited to the smallest amount permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Big Monk Games, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to:

  • Your User Content

  • Your use of the Services

  • Your violation of these Terms

  • Your violation of any law or the rights of any third party

15. Changes to These Terms

We may update these Terms from time to time. We will update the "Last Updated" date at the top of this page when changes occur. Material changes will be communicated through the Services or by email where appropriate.

Continued use of the Services after changes become effective constitutes acceptance of the revised Terms.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States and the State of New York, without regard to conflict-of-law principles.

Any dispute arising out of or relating to these Terms or the Services will be resolved in the state or federal courts located in New York, and you consent to the personal jurisdiction of those courts. Nothing in this section prevents either party from seeking injunctive or equitable relief in any court of competent jurisdiction to protect intellectual property rights.

17. Apple-Specific Terms (iOS Apps)

The following terms apply if you obtained a Big Monk Games app through Apple's App Store:

  • These Terms are concluded between you and Big Monk Games only, and not with Apple. Apple is not responsible for the app or its content.

  • Apple has no obligation to provide any maintenance or support services for the app.

  • In the event of any failure of the app to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the app to you. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the app.

  • Apple is not responsible for addressing any claims by you or any third party relating to the app or your use of the app, including product liability claims, claims that the app fails to conform to any legal or regulatory requirement, and claims arising under consumer protection or similar legislation.

  • In the event of any third-party claim that the app or your possession and use of the app infringes that third party's intellectual property rights, Apple is not responsible for the investigation, defense, settlement, or discharge of the infringement claim.

  • You represent and warrant that you are not located in a country subject to a U.S. government embargo, and that you are not listed on any U.S. government list of prohibited or restricted parties.

  • Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

18. Contact Information

Big Monk Games
Website: https://www.bigmonkgames.com
Email: support@bigmonkgames.com